For the 3 In A Row Challenge, I used the 3rd Row Vertically....Chipboard, Buttons, Subtitle.

Photo of DH under our palapa at the beach at Riviera Maya, Mexico. (May 2013)

I used -
Teresa Collins 'Family Stories' pp's, Washi Tape, Buttons
Studio Calico Wooden Veneers
Basic Grey Chipboard Frame
Echo Park Diecut Stickers
Recollections Enamel Dots
Heidi Swapp Acrylic Words
The Twinery Baker's Twine
Crate Stitched Border