I did this for the Winter Crop Borders, Frames, & Clusters challenge. I used my borders as matting strips behind the photos, rather than borders. I also included some inking and glitter for the bonus. :)
Credits:
sketch from Pinterest
Papers by AC & TBC
Embellies by Courtney's Digi Scrappin', Dae Designs, LCC, The Urban Fairy, Sweet Spot Designs, K. Came, Bella Gypsy, Lindsay Jane, Sweet Digi Scraps, and CGD.