This is for Guest Designer Challenge #4 combining both sketches.
From the first one I used the center layering under the photos.
From the second one I used I used the top border strips and also border strips under my photo.

This is also for the Graphic Design Challenge using the Walmart Gift Card linked using teal, gold, white.

Photo of DH and I at Horseshoe Bay at Bermuda on our August 2019 Cruise.

I used -
Simple Stories 'Heart' pp's, Stickers, Washi
American Crafts Foam Thickers
28 Lilac Lane Sequins
Petaloo, Prima Flowers
Eyelet Outlet Brads