Took a better pic of the layout!Products used: Making Memories patterned paper, Anna Griffin patterned paper, Eyelet Queen eyelets, Vellum on hand for journaling.Journaling reads:  It was the day after I turned 19 years old.  At the time, I had no idea how my life would turn out.  I was living with my grandmother, dating my husband, and basically, I didn't have a care in the world.  I had a part time job, I hung out at the river bar a lot of the time, and hardly thought of bills, other than minor ones.  They were somthing I'd have when I got older.  I didn't know that would change a mere five months later.  That's when I got my first apartment.  Rent, car insurance, food, cable, ... I didn't have much money left over.  It was time to grow up.